Business Checking Accounts

First Federal creates customized solutions for our business customers. A dedicated bank representative is never more than a phone call or e-mail away, and is a personal link to all First Federal accounts and services.

All Business Checking Accounts Include:

• Free Business Visa® Debit Card.
• Easy-to-balance monthly statements.
• Free return of imaged checks.

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Totally Free Business Checking*

• No minimum balance.
• No monthly maintenance fee.
• 1,000 free transaction items per month.** ∞
• Deposit up to $10,000 in currency per month at no charge.∞

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Good Neighbor Checking*

• Free account for qualifying non-profit organizations.
• No minimum balance.
• Competitive interest.
• No monthly maintenance fee.

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Business Interest Checking*

• Perfect for sole proprietors.
• No minimum balance.
• Competitive interest.
• $15 monthly maintenance fee.

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Commercial Checking*

• No minimum balance.
• Unlimited check writing.
• $15 monthly maintenance fee.

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Business Analysis Checking*

• Perfect for businesses with high transaction volumes and higher balances.
• Competitive earnings credit.
• No minimum balance.
• Low monthly maintenance fee.

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Platinum Money Market Account

• $1,000 opening deposit required.
• Interest-bearing checking account.
• Interest is tiered based on the balance.
• Free Platinum Money Market checks.
• Monthly service charge if minimum balance falls below $1,000.
• Limit of six (6) transfers, drafts or similar transactions per statement cycle. Three of the six transactions may be checks.

Current Rates

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*Minimum opening deposit on account is $50.
**Transaction items include checks paid, checks deposited, ACH debits, and ACH credits.
∞Accounts that exceed limits may be converted to Commercial Checking Account or Business Analysis Checking.